I got the following from here...
http://www.steves-digicams.com/2001_reviews/nikon995.htmlYour camera can take the following sizes... I put the Megapixel equivalent out to the right
FULL (2,048 x 1,536) 3.145728 Megapixels
UXGA (1,600 x 1,200) 1.920000 Megapixels
SXGA (1,280 x 960) 1.228800 Megapixels
XGA (1,024 x 768) .786432 3/4 Megapixels
VGA (640 x 480) .307200 1/3 Megapixels
3:2 (2,048 x 1,360) 2.785280 Megapixels
Quality - Select image quality by pressing or press and hold and rotate command dial to change the image size.
If you are using a 32 Mb card and you are taking 3.2 Megapixels you can basically take 10 shots before your card is full. If you take
them at SXGA 1.3 Megapixels then you can take 26.
Like I said before... you can always crop and get rid of extraneous photo data but you can't fake pixels that well so go for the best you can in each shot. With that being said though, if you are just taking snapshots to send to the web then just try to match the size you would like your recepients to view on their monitors...1280*960...1024*768....640*480...etc.etc.