Jerry for your photos are you using the VSO Image Resizer? I got that tip from Sean and it's work wonderfully for me. It may be installed already on your computer.
Just right click on a picture and a window will unfold.
VSO Image Resizer should be listed there.
Left Click on it and small window will open.
Choose your profile (320 x 200), action - create copies, destination - same folder as original.
You can even choose a few pictures to resize at the same time.
If you don't have this on your computer you may be able to download it from Microsoft (FREE)
But then again you do have Vista.....
At least this works for me.
Good Luck Jerry!